We can help you with plan designs, enrollment periods, and eligibility requirements. All of our agents are Licensed with the state of Arizona and certified with every carrier represented. Our staff has assisted thousands of individuals with their health care needs.

We have been helping Seniors, individuals and families with insurance needs since 1998. Providing you the best choices from leading insurance companies like AARP, Aetna, Blue Cross and Blue Shield of Arizona, Cigna, Health Net, Humana, Mutual of Omaha and more.

There are 3 basic choices for Medicare plans :

• Medicare supplement plans A-L
• Medicare Advantage plans ( MA- MAPD )
• Stand Alone Part D (PDP) drugs plans.
  
  

Medicare supplements or MediGap plans :

These plans work with your original Medicare Part A & B. The plans A - L are the same with every carrier. These plan designs are regulated by the government and they consistent with every carrier, meaning plan F is the same across all insurance companies. The only difference between plans from one carrier to the next is the monthly premium and the quality of the company. The Medicare supplement plans do not have specific enrollment periods. These plans do not include part D drug plans. We offer Medicare supplements from the following insurance companies AARP, Blue Cross and Blue Shield of Arizona and Mutual of Omaha

All benefits are the same.

Medicare advantage (MA or MAPD) plans :

These plans generally have copays for services and may or may not include a part D drug plan. There are three types of Medicare Advantage plans HMO, PPO and PFFS. These are very affordable plans with many having a 0.00 monthly premium. Enrollment periods apply to all Medicare Advantage plans. We offer Medicare Advantage plans from the following insurance companies Aetna, Cigna, Health Net, Humana and more.

Stand Alone drug plans ( PDP):

These plans are for prescription drugs only and do not include any medical insurance coverage. The enrollment periods outlined by CMS apply to these plans. We offer PDP plans from Aetna, Cigna, Coventry, Health Net, and Humana.

Please contact us to see how you qualify for a Medicare supplement or Medicare Advantage plan at 1-866-731-6112

Pellegrini and Associates

623-581-2204